Spotting A Home Business Scam
Copyright © Rahimah Sultan

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Offers to get rich working part-time from home are lures that businesses have found that work well in today’s economy. Whether it is by mail, email or via online ads, the high unemployment in some areas makes these schemes very appealing, and the thought of being able to get rich while working from home is a draw for many people, and many are scams.

There are so many home business opportunities being thrown around that it may seem like there should be no unemployed people in the world. Additionally, with the amount of money promised for part-time work, everyone should be lying on the beach and not just those few used for testimonials in hopes of luring you into signing up. With all of these seemingly fabulous available opportunities, figuring out which one will actually deliver on its promise can be difficult. However, with a little common sense, you should be able to make an intelligent determination as to which ones may or may not be scams.

Let’s consider work-at-home jobs that require data entry. Usually these involve taking lists of names and addresses and inputting them into a computerized database or entering information gathered from contests or many other types of information that is included in some company’s informational vault that is often sold to other companies.

Needless to say, this isn’t rocket science and most companies are not going to pay you
hundreds of dollars a day to type names, addresses and other information into a database. This is entry-level type of employment for which entry-level pay is going to be offered. There are many legitimate data entry positions available, but they don’t typically offer hundreds or even thousands of dollars a day or weekly for your services. Besides, what company is going to send out a list to someone when it can most likely find local temporary workers to do the job?

When applying for a work at home job, don’t be so anxious to give out your personal information. In the United States, legitimate companies from which you expect to make more than $600 a year will need your social security number to satisfy federal regulation, but do question why your credit card or checking account information is needed. You may be told that it is for supplies or marketing materials that you can purchase that usually come with a 30-day money-back guarantee. If this is the case, you may get your refund or you may not, but now the company has your bank account information.

Do not be afraid to ask questions when considering joining any opportunity. Find out how much the program is going to cost you, and don’t be satisfied with a vague answer regarding initial costs. Know exactly what you are going to get for the money you’re going to spend and how this expense is going to benefit you and earn you income. If you are not satisfied with the answers, don’t join the program.

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